Compliance & Risk Evaluation
We assess contract-specific insurance risks, SSR clauses, and compliance gaps to ensure smooth approvals and zero tender delays.
Policy Structuring & Documentation
We structure the right insurance coverage and prepare GIF/MSIF acceptance letters, NOCs, and documentation aligned with government contract requirements.
Claims & Profit Optimization
We manage claims end-to-end, improve recovery timelines, unlock GST credits, and help contractors add 5–10% extra profit.
That’s Where HBR Steps In!
HBR delivers specialized insurance solutions for government contractors across Maharashtra, going far beyond traditional policy issuance. We simplify complex SSR clauses, ensure timely GIF/MSIF acceptance, and support complete tender and contract compliance, helping projects move forward without delays.
Our approach combines insurance expertise, legal insight, and claims management, giving contractors, consultants, and departments a single, structured system instead of fragmented paperwork and uncertainty.
Specialized Government Contract Insurance
Insurance solutions that simplify SSR, GIF/MSIF approvals, and tender compliance.
Integrated Compliance & Claims Support
One structured system replacing scattered insurance and claims paperwork.
That’s where HBR steps in!
That’s Where HBR Steps In
HBR delivers specialized insurance solutions for government contractors across Maharashtra, going far beyond standard policy issuance. We simplify complex SSR clauses, ensure GIF/MSIF acceptance without delays, and support full tender and contract compliance—so projects move forward smoothly.
Our Compliance & Documentation Support Includes:- GIF/MSIF Acceptance Letters
- SSR Clause Reviews
- NOC Guarantees
Smarter, Faster Claims Management
Our Claims Command Panel is designed to remove friction from the claims process, enabling:
- Faster and smoother claim recovery
- Easy claim tracking, documentation, and GST management
- Faster settlements with fewer rejections
Boosting Contractor Profitability
In an industry where net margins are typically 3–7%, HBR helps contractors add an extra 5–10% profit by optimizing insurance structures and cash flow.
We support all types of government contract and labour insurances, including:
- C.A.R / E.A.R / Workmen’s Compensation (WC)
- Fleet, Machinery & CPM Insurances
- Coverage for all major government departments
More Than Insurance — A Growth Partnership
We don’t just insure projects. We partner with contractors to increase revenue, simplify compliance, and secure every claim through:
- Unlocking GST input credits
- Dedicated support from a team of Legal, Insurance & Claims Experts.
- Offering a Dashboard to track all policies & claims in one place.
- Creating a new revenue stream through fleet & machinery insurance with our Partner Contractor Model.
Who Wins with HBR?
Increase Contractor Profitability
Boost profits by 10–12% while protecting margins and improving cash flow with structured, expert-led insurance solutions.
For PMC’s & Consultants
Get a clear, organized system to track insurance compliances (NOCs), manage claims, and maintain policies—without messy or scattered paperwork.
For Banks, Infrastructure & Finance Teams
Partner with us to support contractors effectively while we ensure your clients remain risk-proof, compliant, and financially stronger.
For Government Officers (DAO’s, EE’s, CE’s)
Keep departments secure and projects on schedule with expert insurance guidance and contract-specific risk management processes.
Our Products
Smarter Insurance. Stronger Outcomes.
Boosting Contractor Profitability
In an industry where net margins are typically 3–7%, HBR helps contractors add an additional 5–10% profit by optimizing insurance structures, improving cash flow, and reducing claim leakages.
Smarter, Faster Claims Management
Our Claims Command Panel removes friction from the claims process by enabling:
- Faster and smoother claim recovery
- Easy claim tracking, documentation, and GST management
- Faster settlements with fewer rejections
End-to-End Insurance Coverage
We support all types of government contract and labour insurances, including:
- C.A.R / E.A.R / Workmen’s Compensation (WC)
- Fleet, Machinery & CPM Insurances
- Coverage for all major government departments
More Than Insurance — A Growth Partnership
We partner with you to increase revenue and reduce risk through:
- Unlocking GST input credits
- Dedicated support from Legal, Insurance & Claims experts
- A centralized dashboard to track all policies and claims
- Creating new revenue streams via fleet & machinery insurance through our Partner Contractor Model
Proof That It Works
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+ CrWorth of projects were insured in just the last few months
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+ CrIn claims already settled successfully
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CrWorth of rejected claims currently under legal consultation
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+ YearsOf combined experience working with government contractors
Unlike agents who only sell policies, or big brokers with no local contracting expertise, HBR delivers complete end-to-end support — from compliance to claims to unlocking new revenue streams.
With HBR, insurance is not a cost — it becomes a tool to protect your business and grow your revenues.
Asked Any Questions
Free Consultation
Our Client Reviews
HBR transformed insurance from a tender formality into a business advantage. Their SSR clause expertise and GIF/MSIF approvals helped us avoid delays and improve project cash flow.
Compliance used to be stressful. With HBR, every NOC, acceptance letter, and policy detail is handled accurately and on time. Their documentation support is unmatched.
HBR gave us a centralized system to manage insurance compliance and claims across multiple contractors. Everything is transparent, structured, and easy to track.
Partnering with HBR strengthened our contractor ecosystem. Their risk management and claims expertise ensures projects remain compliant and financially secure.
HBR understands government procedures deeply. Their guidance ensures departments stay protected while projects move forward without insurance-related delays.
HBR helped us optimize fleet and machinery insurance while unlocking GST benefits. Their Partner Contractor Model created an entirely new revenue stream for us.
From tender stage to claim settlement, HBR stands with us. Their legal, insurance, and claims expertise helped us increase profitability while reducing risks.
